Here is what it says about fertility/infertility:
Under COVERED Services and Supplies it says "Procedures and prescription drugs to enhance fertility, except where specifically excluded in the Contract. We cover charges for: artificial insemination; and standard dosages, lengths of treatment and cycles of therapy of Prescription Drugs."
Under NON-COVERED Services and Supplies it says "services or supplies furnished in connection with any procedured to enhance fertility which involve harvesting, storage and/or manipulation of eggs and sperm. This includes, but is not limited to the following: a) procedures: in vitro fertilization; embryo transfer; embryo freezing; and Gamete Intra-Fallopian Transfer (GIFT) and Zygote Intr-Fallopian Transfer (ZIFT), donor sperm, surrogate motherhood, and b) Prescription Drugs not eligible under the prescription drugs section of the Policy.
As for hospital delivery of a baby it says that I'm covered up to 48 hours after vaginal delivery and a minimum of 96 hours after a c-section (this sounds pretty standard right?).
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